Confused by interest rate and mortgage features?
Choosing between interest rates and mortgages on offer can be confusing. How do you know which interest rate is best for you? And should you get a flexible, offset or normal mortgage?
Types of interest rate deal
You have two important decisions when choosing an interest rate deal; whether to choose a fixed or variable rate mortgage, and whether to choose a short or long term deal. Use the links below to find out which might be most suitable for you.
Standard Variable rate
A 'tracker' (changes in line with specified rate)
Fixed interest rate (limited period)
Discounted interest rate
Capped rate
Collared rate
Standard variable rate with cashback
What looks like a more expensive mortgage today may end up being more suitable for you. Make sure you know what happens after any special deal ends.
Use our mortgage calculator the effect of interest rate rises on your mortgage repayments.
Which repayment method?
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